"Cancel Your Credit Cards..."

[ministerswife]

Too "priceless" to not share:

One more reason why this country is drowning in debt!

Cancel your credit card..........(hilarious!)

Now some people are really stupid!!!!

Be sure and cancel your credit cards before you die. This is so priceless, and so, so easy to see happening, customer service being what it is today.

A lady died this past January, and Citibank billed her for February and March for their annual service charges on her credit card , an d added late fees and interest on the monthly charge. The balance had been $0.00, now somewhere around $60.00. A family member placed a call to Citibank. Here is the exchange:

Family Member: "I am calling to tell you she died in
January."

Citibank: "The account was never closed and the late fees and charges still apply."

Family Member: "Maybe, you should turn it over to collections."

Citibank: "Since it is two months past due, it already has been."

< I>Family Member: So, what will they do when they find out she is dead?"

Citibank: "Either report her account to frauds division or report her to the credit bureau, maybe both!"

Family Member: "Do you think God will be mad at her?" (I really liked this part!!!!)

Citibank: "Excuse me?"

Family Member: "Did you just get what I was telling you - the part about her being dead?"

Citibank: "Sir, you'll have to speak to my supervisor." (Duh!)

Supervisor gets on the phone:

Family Member: "I'm calling to tell you, she died in January."

Citibank : "The account was never closed and late fees and charges still apply." (This must be a phrase taught by the bank!)

Family Member: "You mean you want to collect from her estate?"

Citibank: (Stammer) "Are you her lawyer?"

Family Member: "No, I'm her great nephew." (Lawyer info given)

Citibank: "Could you fax us a certificate of death?"

< B>Family Member: "Sure." (Fax number is given )

After they get the fax:

Citibank: "Our syste m just isn't setup for death. I don't know what more I can do to help."

Family Member: "Well, if you figure it out, great! If not, you could just keep billing her. I don't think she will care."

Citibank: "Well, the late fees and charges do still apply."(What is wrong with these people?!?)

Family Member: "Would you like her new billing address?"

Citibank< /B>: "That might help."

Family Member: " Odessa Memorial Cemetery , Highway 129, Plot Number 69."

Citibank: "Sir, that's a cemetery!"

Family Member: "What do you do with dead people on your planet???



(Priceless!!)

author unknown

[LvnMtns]

That was great........ unfortunetly, I can believe many parts to be true. In dealing with the sudden death of an Uncle several months ago, our family had similiar problems with bill collectors.
Lots of them don't want to close the accounts due to death, they want to know the beneficiary, power of attorney's names and the estate info so they can forward the bills there! Many also want the original death certificate, which the funeral home charges $12-$20 a piece for........ copies aren't accepted.
Unbelieveable!!

[LeoTheLion]

That is sad.

[sidhe]

I've got my own "what do they do with dead people on your planet" story. When my husband died (twenty years ago) he had a car that was only in his name..... I wasn't there when he bought it or it would have been. Anyway, I needed to sell it but the title needed to be in my name to do so. I had a death certificate and the court house had reviewed his will and had given me a letter stating all was well, that I could do what I needed to do with his belongings. Anyway, I went to DMV (in Va) to put my name on the title. The nice lady said that she needed his signature on the title....... "he's dead"..... but I can't do anything without his signature...... "uh.. he's dead". I'm sorry, I need his signature before I can make this change......... "dead men don't sign stuff". Mam, I need his signature........ At this point I was trying real hard not to jump over the counter and strangle her....... I turned the title around, FORGED his name and gave it back to her...... she signed, stamped, took my money and gave me the new title and all was well with the world. Problem solved...... People die every day..... uh don't they? One would think that there would be a plan, I've been a little worried ever since, maybe there are a bunch of zombies walking among us, seems like it sometimes.

[Chutney Daftcraft]

Yeah, we went thru similar with D's dad.

The one call was the best. It was from the collections firm that handled his power bill. I told them that he was dead, and they still went on trying to collect the debt. Now, I understand the need to sollect the debt, sure. But it was to the point of ridiculous with the questions they would ask me. (I have the same last name so they usually assume I'm the son).

I finally told the guy that I'd have to relay his questions with my ouija board. I 'summoned him' while the guy was on the phone, and asked him what he wanted me to ask D's dad. This back-and-forth literally went on for a few minutes before I ended it by saying 'he's telling me to tell you that he's had a talk with St. Peter and you're going to hell anyway so all of this is pointless and you should quit your job and enjoy what life you have left, because eternity awaits', and then said I had to go because I wanted to ask him a few things while I had him on the board.

They never called back.

[Chutney Daftcraft]

I've got my own "what do they do with dead people on your planet" story. When my husband died (twenty years ago) he had a car that was only in his name..... I wasn't there when he bought it or it would have been. Anyway, I needed to sell it but the title needed to be in my name to do so. I had a death certificate and the court house had reviewed his will and had given me a letter stating all was well, that I could do what I needed to do with his belongings. Anyway, I went to DMV (in Va) to put my name on the title. The nice lady said that she needed his signature on the title....... "he's dead"..... but I can't do anything without his signature...... "uh.. he's dead". I'm sorry, I need his signature before I can make this change......... "dead men don't sign stuff". Mam, I need his signature........ At this point I was trying real hard not to jump over the counter and strangle her....... I turned the title around, FORGED his name and gave it back to her...... she signed, stamped, took my money and gave me the new title and all was well with the world. Problem solved...... People die every day..... uh don't they? One would think that there would be a plan, I've been a little worried ever since, maybe there are a bunch of zombies walking among us, seems like it sometimes.

Oh yeah. When you register a car with 2 names on it, there are 2 choices: AND & OR

Make sure you choose the OR option, or else you'll run into this type of situation where both signatures are required, because the AND option means you must have both.